Welcome to Pothys Swarna Mahal !
| TAMIL NADU | KERALA | |
|---|---|---|
| GOLD - 18KT - 1G | ₹ 7,390.00 | ₹ 7,460.00 |
| GOLD - 22KT - 1G | ₹ 9,025.00 | ₹ 9,025.00 |
| PLATINUM - 1G | ₹ 3,290.00 | ₹ 3,290.00 |
| SILVER - 1G | ₹ 111.00 | ₹ 108.00 |
Live 
Your Wedding and Special occasions
Jewellery purchase is now more convenient.
SAVE MORE
with Pothys Swarna Mahal’s Swarna Viruksham and own your dream Jewellery
A smart, secure and hassle-free ONE-TIME PAYMENT PLAN to buy your Wedding and Special Occasions Jewellery with MORE benefits in a short period of time.
Deposit your cash / old gold in this plan to buy the latest wedding jewellery designs.
Owning your favorite wedding Jewellery is No longer a Dream with Swarna Viruksham one time advance purchase plan.
Swarna Viruksham Benefits
| More Benefits in One Purchase Plan | ||||
|---|---|---|---|---|
| Jewellery | VA Benefits | Making Charges | Discount Per Carat | On MRP |
| Gold Jewellery | No VA upto 18% | |||
| Diamond Jewellery | No VA upto 18% | 25% | 10% | |
| Uncut-Diamond Jewellery | No VA upto 18% | 25% | 10% | |
| Platinum Jewellery | No VA upto 18% | 25% | 10% | |
| Gold Jewellery With Ruby & Emerald | No VA upto 18% | 25% | ||
| Silver Item (Regular) | NA | 50% | ||
| Silver Item (Antique) | NA | 50% | 15% | |
| Silver Jewellery (On MRP) | 10% | 20% OFF | ||
| Diamond Jewellery (On MRP) | 20% OFF | |||
| Swarna Viruksham Benefits | ||||
|---|---|---|---|---|
| Months | NO VA | |||
| 7 Months/210 days | 60% | |||
| 8 Months/240 days | 70% | |||
| 9 Months/270 days | 80% | |||
| 10 Months/300 days | 90% | |||
| 11 Months/330 days | 100% | |||
Now you can plan your wedding and Special Occasions Jewellery purchase from 7th month of enrolments with VA* Benefits
Frequently Asked Questions
Yes, minimum of Rs. 25,000 to maximum of Rs.2,00,000 for cash deposit and there is no limit for old gold deposit.
The Gold/ Cash deposited in this plan will be converted into Gold weight at the prevailing market rate at the time of deposit.
Yes. Customers can enrol using their old gold without any limitations on deposit. Old gold purity will be measured using state of the art purity machines available in our store and the value will be deposited as gold weight at the prevailing rate.
Yes. Under this plan, the customer can purchase special items without Value Addition to the extent of gold weight mentioned in your payment instrument, as per the benefits table.
The Swarna Viruksham helps you plan in advance to buy Jewellery for weddings and special occasions with exceptionally great discounts on value addition.
You can renew your old Jewellery with an exquisitely handcrafted wedding and special occasion jewellery collection.
Yes, the member can purchase gold coins without Value Addition (VA) and making charges.
Yes, minimum 6 month lock in period to avail VA benefits.
Yes, you can break the lock-in period and purchase up to the weight mentioned in your payment instrument by paying full VA.
No, a Cash refund will not be permitted under any circumstances, as per government regulations.
Yes, GST and any other Government levies will be borne by the member at the time of invoicing.
Value addition (VA) will be charged on the excess weight purchased. For instance, if your one-time deposited weight is 50 grams and the selected jewellery weight is 55 grams, then the member is eligible for NO VA benefits up to 50 grams only, and full VA will be charged for the balance of 5 grams.
